Question 1

How does Plete Finance’s AI Magic Quick-Log expense tracker work?

Accepted Answer

With Magic Quick-Log, you can type your income or expenses in plain English—such as '$14.50 coffee and lunch yesterday and $58 groceries on Friday.' Plete AI automatically extracts each transaction’s merchant, amount, date, and matches it to your custom budget categories. Nothing is written to your ledger until you review and confirm the proposal.

Question 2

Can I scan paper receipts and handwritten notes into my budget?

Accepted Answer

Yes! Plete Finance includes Vision OCR extraction for JPG, PNG, WebP, and HEIC images. You can snap a photo of a supermarket receipt, restaurant bill, or even a handwritten sticky note, and Plete AI extracts the merchant, date, total amount, and category in seconds while flagging any low-confidence fields for your review.

Question 3

Do I need to link my bank account to use Plete Finance?

Accepted Answer

No. Plete Finance is designed for privacy-first financial clarity without requiring bank logins or third-party credential sharing. You get the speed of AI natural-language logging, receipt scanning, and one-click recurring bill imports while keeping 100% control over your financial data.

Question 4

What are Predictive Budget Forecasts and the What-If Savings Simulator?

Accepted Answer

Predictive Budget Forecasts analyze your current month’s spending velocity and recurring bills to project your end-of-month surplus or category risk. The What-If Savings Scenario Simulator lets you test financial decisions—like cutting dining out by $80/month or adding freelance income—to see 6-month and 12-month goal impacts without altering your real ledger.

Question 5

Is Plete Finance free to use, and what does the Premium plan include?

Accepted Answer

Plete Finance offers a Free Forever Starter plan that includes unlimited manual transactions, budgets, and savings goals, plus recurring monthly AI credits (15 Magic Entries, 3 Receipt OCR scans, 5 Ask Plete AI chats, 3 Coach Q&As, 1 Forecast, and 2 Simulations every month). Upgrading to Premium ($3.99/month) unlocks unlimited AI features, 10+ years of historical trend analytics, and instant PDF & Excel data exports.

Question 6

Does Plete Finance support multiple currencies and PDF/Excel exports?

Accepted Answer

Yes. You can configure your workspace in major global currencies including USD ($), EUR (€), GBP (£), NGN (₦), CAD, and AUD during onboarding or in Settings, and export audit-ready PDF or Excel financial reports anytime on the Premium plan.

Plete Finance — AI Personal Finance Tracker, Receipt OCR Scanner & Budget App: Know where your money goes and let AI help it grow

Plete AI Financial Intelligence Suite